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List of 529 eligible expenses11/16/2023 ![]() If your child is attending graduate or professional school, they can also use the 529 to pay for the same expenses that they incurred for their undergraduate degree. You won’t incur any special fees by doing this. ![]() If you have other relatives, you can also make them the beneficiary. For example, if you have other children, you can make them the beneficiary instead of your current college-bound child. You can always keep the money in the same 529 and change the beneficiary. If you end up having more than you need in a 529, there are other ways to spend that money without paying taxes and the 10% penalty. Some parents find themselves with more money than they need in a child’s 529, often because they saved too much or because their child received more scholarships and grants than they predicted.
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